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UK/EU funding - undergraduate

How to fund your undergraduate course, and additional funding that’s available.

The funding that you are eligible for depends on your fee status, the type of programme you are studying and when you start your Bath Spa University studies. If you are unsure of your fee status, please refer to our definitions for determing fee status.

Funding for UK/EU students

Student Finance

It's important to check out your own funding situation by referring to the official webpages. The information below is a broad overview only and subject to change.

Applications for 2020/21 funding

You can apply for funding from mid February.

You shouldn't delay making your application; see the links below for the deadlines for ensuring your funding will be in place ready for September.

For information about your student finance entitlement and how to apply, please visit:

Tuition fee loans

You can apply for a non means-tested loan up to the maximum of £9,250 each year to cover the full amount of your tuition fees. You can choose to borrow a lesser amount (or none). The fee loan is paid directly to the University. 

Eligibility for the loan may be affected if you've previously studied in higher education, even if you paid the fees yourself.

Can I change my tuition fee loan amount?

If you change your mind about the amount of tuition fee loan that you want to borrow for an academic year, you can still amend the loan up or down (up to the maximum tuition fee loan entitlement).

If you decide, during the academic year, that you wish to change the amount of tuition fee loan that you've requested, you should contact Student Finance England.

Maintenance loan

Maintenance loans are available for your living costs during the academic year. The maintenance loan is paid into your bank account once your registration has been confirmed at the University.

If you started your course on or after 1 August 2016:

  • If you're living at home, you could receive a loan of up to £7,529 in 2019/20.
  • If you're living away from home, outside London, you could receive a loan of up to £8,944 in 2019/20.

If you started your course before 1 August 2016:

  • If you're living at home, you could receive a loan of up to £5,099 in 2019/20.
  • If you're living away from home, outside London, you could receive a loan of up to £6,411 in 2019/20.
  • You could also be entitled to a Maintenance grant or a Special Support grant. Please see the Student Finance website. 

You may need to give details of your household income to be assessed for part of the maintenance loan. The GOV.UK website explains what is meant by household income in more detail.

Use the Student Finance calculator to estimate how much maintenance loan you could receive.

Finance for placement year

The tuition fees charged and the funding available is different if you take a placement year as part of your degree.

Tuition fees

The tuition fees are between £1,385 and £1,850. You can apply for a tuition fee loan to cover the fees.

  • Studying abroad for a full year under the Erasmus scheme or doing a work placement for a full year under the Erasmus scheme or studying abroad for part of a year under the Erasmus scheme where the periods of full-time study at the UK institution are in aggregate less than 10 weeks is £1,385 – 15% of the full-time fee.
  • Undertaking a sandwich work placement (paid and non-paid) year where the periods of full-time study are in aggregate less than 10 weeks is £1,850 – 20% of the full-time fee.

Maitenance loan for living costs

If you started your course on or after 1 August 2016:

  • If you spend a year of a UK course studying abroad, you could receive a loan of up to £10,242 in 2019/20.

If you started your course before 1 August 2016:

  • If you spend a year of a UK course studying abroad, you could receive a loan of up to £7,617 in 2019/20.

Studying abroad: travel grants for students (England) 

You may get a grant to cover some of your travel expenses if you normally live in England and:

There’s a different process if you’re a student from Scotland, Wales or Northern Ireland.

Repaying your student loan

When will students have to start repaying their loan?

From 6 April 2018 the earnings threshold will increase and full-time students start to repay their tuition and maintenance loan in the April after leaving higher education but only when and if they're earning at least £25,725.

How much will students be repaying each month?

Repayments will be 9% of income above £25,725, so the amount repaid each month will depend on earnings. Please see Student Finance website for more information.

How will interest affect the loan?

For information on the loan interest, please see the Student Loans Company website on how they calculate interest.

How long will students be making repayments for?

All outstanding repayments will be written off after 30 years.

How will students make the repayments?

This will depend on whether you are employed, self-employed or working abroad. Please see Student Finance website for more information.

What if they earn less than £25,725?

If for any reason the graduate's income falls below £25,725, their repayments will be suspended.

EU students

You may be able to get a Tuition Fee Loan and help with living costs if you’re from an EU country.

Use the Student Finance calculator to see what finance you can get and visit the Student Finance website for more information on funding for EU students. 

Bursaries

Bath Spa University bursaries are non-repayable awards. To see whether you are eligible please select the year of entry below:

Bath Spa University Access Fund

The Bath Spa University Access Fund provides limited discretionary financial support for students who are experiencing financial difficulty and are unable to meet basic or unexpected additional costs from other sources of support.

The fund can also offer limited support to students who have experienced a change in financial circumstances due to unforeseen events.

Short-Term Loan Scheme

The Short Term Loan Scheme is available if:

  • you are an undergraduate student eligible and applied to Student Finance AND
  • you are currently registered on your course AND
  • there has been a delay in the assessment of your Student Finance entitlement (including  childcare costs) AND
  • you have no other available funds (including available overdraft) AND
  • you have registered your card details with Bath Spa University.

 You CANNOT apply to this fund if:

  • you have run out of money before your next scheduled funding payment OR
  • you have received your full Student Finance entitlement OR
  • you will complete your study within the next 2 months OR
  • you already have a loan and have been told no further loans OR
  • you have been excluded from the scheme for not repaying a previous loan.

There aren't sufficient funds to provide substitute overdrafts for students. If you don't have an overdraft, you'll need to provide proof that you've applied and been refused. 

A Short Term Loan is £60 in any given week for a single person with no dependents, to be repaid within 30 days.

If you feel that you require a higher amount or longer loan period, please explain on the application form. It may be necessary for us to speak to a member of Student Wellbeing Services who would be able to recommend a higher amount in exceptional cases, but this would again be at our discretion.

Loans won't normally be offered to students who have defaulted on a previous Short Term Loan, or who haven't exhausted other sources of funding available to them.

Any currently registered home UK student may apply for a Short Term Loan, but loans aren't usually given in the last two months of your course of study. We aim to contact you via email regarding the application within two working days (Monday to Friday).

Successful applicants must provide a debit card repayment dated for 30 days’ time (or your next student loan instalment, whichever is sooner) for the full value of the loan. 

Short Term Loans can be collected from the Finance Office in Main House, Newton Park Campus (MHG07). You must provide your University student ID card on collection of the loan, and all loans need to be collected within two working days, or they'll be cancelled. In exceptional circumstances the loan can be paid via BACS into your bank account.

Failure to repay your loan may result in you being excluded from the Short Term Loan Scheme or being unable to register for your next year of study.

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