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Student Finance

Student Finance for PGCE Students

The funding that you are eligible for depends on your fee status, the type of programme you are studying and when you start your Bath Spa University studies. If you are unsure of your fee status, please refer to our definitions for determing fee status.

Student finance for PGCE students

Student finance

Applications for 2019/20 funding

You can apply for funding from mid February.

Applications should be made by 31 May to ensure your funding will be in place ready for September.

For information about your student finance entitlement and how to apply, please visit:

Tuition fee loan

You can apply for a non means-tested loan up to the maximum of £9,250 each year to cover the full amount of your tuition fees. You can choose to borrow a lesser amount (or none). The fee loan is paid directly to the University. 

Eligibility for the loan may be affected if you have previously studied in higher education even if you paid the fees yourself.

Can I change my tuition fee loan amount?

If you change your mind about the amount of tuition fee loan that you want to borrow for an academic year, you can still amend the loan up or down (up to the maximum tuition fee loan entitlement).

If you decide, during the academic year, that you wish to change the amount of tuition fee loan that you have requested, you should contact Student Finance England.

Maintenance loans

Maintenance loans are available for your living costs during the academic year. The maintenance loan is paid into your bank account once your registration has been confirmed at the University.

If you started your course on or after 1 August 2016:

  • If you're living at home, you could receive a loan of up to £7,529 in 2019/20
  • If you're living away from home, outside London, you could receive a loan of up to £8.944 in 2019/20

If you started your course before 1 August 2016:

  • If you're living at home, you could receive a loan of up to £5,099 in 2019/20
  • If you're living away from home, outside London, you could receive a loan of up to £6,411 in 2019/20
  • You could also be entitled to a Maintenance grant or a Special Support grant (please see the GOV.UK website)

You may need to give details of your household income to be assessed for part of the maintenance loan. The GOV.UK website explains what is meant by household income in more detail.

Use the student finance calculator to estimate how much maintenance loan you could receive.

Repaying your student loan

When will students have to start repaying their loan?

From 6 April 2018 the earnings threshold will increase and full-time students start to repay their tuition and maintenance loan in the April after leaving higher education but only when and if they are earning at least £25,725.

How much will students be repaying each month?

Repayments will be 9% of income above £25,725, so the amount repaid each month will depend on earnings. Please see GOV.UK website for more information.

How will interest affect the loan?

For information on the loan interest, please see the Student Loans Company website on how they calculate interest.

How long will students be making repayments for?

All outstanding repayments will be written off after 30 years.

How will students make the repayments?

This will depend on whether you're employed, self-employed or working abroad. Please see GOV.UK website for more information.

What if they earn less than £25,725?

If for any reason the graduate's income falls below £25,725, their repayments will be suspended.

EU students

You may be able to get a Tuition Fee Loan and help with living costs if you’re from an EU country.

Use the student finance calculator to see what finance you can get and visit the Student Finance website for more information on funding for EU students. 

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